Decisions, decisions

I started working on a few kits again. Some I started a while back. This digital scrapbooking thing is so great but it can be a curse too. I could spend hours just changing the hue or tint of something. Its so hard to say enoughs enough!
Well I've been doing research on webhosting lately. I'm still totally clueless as to what I need. I want my own site as a catch all for everything. Now adays everyone pretty much needs a website. I want something that comes with a gallery and forum or one I can easily add those to. I really don't know if websites come with that or not. I'm also looking into some advertising options but figured I'd wait until I have my website. So if any of you want to share your favorite hosting sites I'd appreciate it.
One more day til hubby comes home! woohoo!